• Quick Fund Access: Get immediate access to funds without lengthy approval processes. Loans against mutual funds typically have quick turnaround times, allowing you to meet urgent financial obligations.
• Retain Investment Benefits: By opting for a loan against your mutual funds, you retain ownership. This means you continue to benefit from potential appreciation and dividends from your investments while borrowing against them.
• Lower Interest Rates: Loans secured against mutual funds often come with lower interest rates compared to unsecured personal loans, making them a more cost-effective financing option.
• Flexible Loan Amounts: Depending on the type and value of mutual funds you own, you can borrow a significant amount—usually ranging from 50% to 90% of the market value of the pledged assets.
• No Prepayment Charges: Many lenders offer the flexibility of prepayment without penalties, allowing you to pay off the loan as per your convenience.

• Pledging Mutual Funds: To initiate the loan, you will need to pledge your mutual fund units. Our team will assist you in selecting the mutual funds eligible for loan against them.
• Loan Processing: After submitting your application, along with the details of your mutual funds, our financial experts will assess your request and provide loan approval quickly.
• Disbursement of Funds: Once approved, the loan amount will be disbursed to your bank account in a timely manner, giving you access to quick cash when you need it.
• Repayment: You can repay the loan in flexible installments or a lump sum as per the terms discussed. Your mutual funds will be released once the loan is repaid.

• Simple Application Process: We’ve streamlined the application process to be user-friendly and quick, with minimal documentation required.
• Expert Financial Guidance: Our team of experienced advisors is here to guide you through the process, helping you understand the loan mechanics and tailoring solutions to your financial needs.
• Transparent Terms and Conditions: We believe in clear communication. Our loan agreements are transparent, outlining all terms, interest rates, and repayment schedules in detail.
• Secure Online Platform: Apply for your loan against mutual funds easily through our secure online platform, ensuring a seamless experience from application to disbursement.

A Loan Against Mutual Fund service is an excellent way to leverage your investments without selling them. At UR FinGrowth, we’re committed to providing you with competitive rates, a smooth application process, and personalized assistance to help you navigate your financial journey. Don’t let financial constraints hinder your plans—unlock the potential of your mutual fund investments today! Contact us now to learn more or to kickstart your loan application!