Health Insurance

Health Insurance

Health insurance is a vital financial tool that helps cover the cost of medical treatments, protecting you and your family from unexpected healthcare expenses. Here’s a quick overview:

What Does Health Insurance Cover?

  • Hospitalization (planned and emergency)
  • Pre- and post-hospitalization expenses
  • Daycare procedures (like cataract surgery)
  • Ambulance charges
  • Critical illness coverage (in some plans)
  • Cashless treatment at network hospitals

Why It Matters

  • Financial Protection: Shields your savings from high medical bills.
  • Access to Quality Care: Ensures timely treatment without financial stress.
  • Tax Benefits: Premiums are deductible under Section 80D of the Income Tax Act—up to ₹25,000 for individuals and ₹50,000 for senior citizens.
  • Types of Health Insurance Plans:-
    • Individual Plans: Covers one person.
    • Family Floater Plans: One policy for the entire family.
    • Senior Citizen Plans: Tailored for those aged 60+.
    • Top-Up Plans: Additional coverage over your base policy.
    • Critical Illness Plans: Lump sum payout on diagnosis of major illnesses

Secure Your Health, Secure Your Future

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